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Questions & Answers

15 Articles

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Why does the contingency fund exclude work on private portions?

As the president of a horizontal co-ownership, I have noticed confusion among co-owners. They believe that the contingency fund can cover work on private portions, such as roofs, windows, or exterior cladding. However, under the Civil Code of Québec, this fund must be used exclusively for common portions. Question : Can the syndicate of co-owners legally impose a levy on co-owners to create a specific fund for work on private portions, such as roofs, windows, or…...

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Is a syndicate’s authorization required to expand a mezzanine?

We own a two-level apartment (a main floor and a mezzanine) in a three-story building. Initially, an open space above the kitchen, crossed by beams, created an open area up to the mezzanine ceiling. The first owner added glass panels on the beams, turning this space into a glass ceiling above the kitchen, which also serves as a floor for the mezzanine. We have no documentation confirming that this glass surface was designed to be…...

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Which scenario should be prioritized after a contingency fund study: status quo or the professional's recommendations?

A study of the contingency fund was recently conducted by a professional. This analysis highlighted two possible scenarios: 1. Scenario 1 (status quo): This scenario, which is not recommended by the professional, would maintain the current contributions but would result in a deficit within approximately fifteen years, requiring the use of special assessments. 2. Scenario 2: Recommended by the professional, this scenario involves a significant increase in condo fees to ensure the financial sustainability of…...

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Can there be a limit on the contribution to the contingency fund?

I've recently become a co-owner. The building I live in, which is over 30 years old, has 10 units. The contribution to the reserve fund is substantial. In fact, it consumes 20% of the condominium's budget! This seems excessive to me. The other co-owners share this concern and question if this rate is justified. We fear that this financial burden might jeopardize our ability to cover other essential current expenses. If this situation persists, some…...

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Frequency of a contingency fund study

Seven years ago, the board of directors engaged professionals to conduct a contingency fund study. Upon reviewing it, the directors at the time deemed the financial contributions required from the co-owners to the contingency fund too costly. Recently, a sale of an apartment in our building failed because the buyer was informed that the common charges had not been significantly increased. We aim to bring order to our co-ownership by adhering to the recommendations of the…...

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How to choose the right contractor?

Our syndicate of co-ownership will soon undertake repair work on the building's garage slab. As a director, we consulted an engineer to prepare a cost estimate. We are now at the stage of initiating the work. Given the significant costs involved, we have questions about choosing the contractor. It is essential for our co-ownership to select a contractor who not only offers a realistic and competitive estimate but also has a solid reputation and verifiable references.…...

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Repairs in a co-ownership unit following water damage

Following water damage in our building, we consulted a plumber to find the cause. The analysis revealed a malfunction in the toilet of our neighbor's apartment, indicating that a replacement was imperative to prevent other problems. Despite the plumber's clear diagnosis and the obvious proof of malfunction during his intervention – with the toilet overflowing upon the addition of just eight squares of toilet paper and requiring emergency unclogging – the concerned owner categorically refuses…...

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Clogged pipes: syndicate or co-owner, who pays?

One of our co-owners complains of a slow flow of wastewater at the toilet, the bath drain and the bathroom sink. Obviously, there is abnormal operation of the drainage system. Questions: How to determine the responsibility to pay for the unclogging of the clogged water column? Is it up to the co-owner or the syndicate of co-owners? Are there elements to consider, for example the place where the blockage occurs or the state of the…...

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Having minor tasks done by a handyman, what are the risks?

For a little over two years now, we have been the proud owners of an apartment in a small co-ownership complex. I also have the honor of serving on the board of directors, allowing me to actively participate in the life and management of our community. At our annual co-ownership' meeting last week, we discussed various important topics, one of which was the maintenance of our common portions. To ensure their proper maintenance while controlling our…...

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Volunteer participation of co-owners or occupants in the maintenance of the building

Questions  : Can co-owners or occupants of the building be authorized by the board of directors to carry out voluntary work (such as painting the corridors, washing the windows, laying out a small gravel path, etc.), in short, limiting the number of contractors for the maintenance of the building, and this to save several thousand dollars each year?  And if this is possible, what are the consequences?  When it comes to liability insurance, is this…...

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