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02/09/2024
The earthquake that occurred on September 1, 2024, with an estimated magnitude of 4.6 and an epicenter in Pierreville, has starkly reminded us of the importance of adequate insurance coverage for condominiums in the event of earthquakes. This event, felt from Quebec City to Montreal, highlighted the vulnerability of condominiums to seismic risks, a danger often underestimated. Although the damage was limited this time, it underscores the need for better preparedness for future seismic incidents.…...
13/11/2024
A recent decision by the Court of Québec provides important clarifications for co-ownership syndicates seeking to recover insurance deductibles from co-owners in the event of a claim. In this ruling, the Court dismissed a syndicate’s request for a co-owner to reimburse a deductible of $50,014.13 following water damage that occurred in their unit. This decision sheds light on the complexities of proving liability in such cases and highlights several recurring issues regarding co-owner responsibility and…...
14/12/2024
Two recent rulings by the Court of Québec underscore the significant difficulties syndicates encounter when attempting to recover insurance deductibles for damages caused by tenants, highlighting not only the legislative and practical shortcomings in claims management but also the broader implications of these challenges, which persist despite amendments to article 1074.2 of the Civil Code of Québec, ultimately threatening the financial stability of co-ownership properties and raising critical questions about tenant liability and the mechanisms available…...
