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02/09/2024
The earthquake that occurred on September 1, 2024, with an estimated magnitude of 4.6 and an epicenter in Pierreville, has starkly reminded us of the importance of adequate insurance coverage for condominiums in the event of earthquakes. This event, felt from Quebec City to Montreal, highlighted the vulnerability of condominiums to seismic risks, a danger often underestimated. Although the damage was limited this time, it underscores the need for better preparedness for future seismic incidents.…...
13/11/2024
A recent decision by the Court of Québec provides important clarifications for co-ownership syndicates seeking to recover insurance deductibles from co-owners in the event of a claim. In this ruling, the Court dismissed a syndicate’s request for a co-owner to reimburse a deductible of $50,014.13 following water damage that occurred in their unit. This decision sheds light on the complexities of proving liability in such cases and highlights several recurring issues regarding co-owner responsibility and…...
14/12/2024
Two recent rulings by the Court of Québec underscore the significant difficulties syndicates encounter when attempting to recover insurance deductibles for damages caused by tenants, highlighting not only the legislative and practical shortcomings in claims management but also the broader implications of these challenges, which persist despite amendments to article 1074.2 of the Civil Code of Québec, ultimately threatening the financial stability of co-ownership properties and raising critical questions about tenant liability and the mechanisms available…...
19/01/2025
The Regroupement des gestionnaires et copropriétaires du Québec (RGCQ) is proud to highlight the recent appointment of Ms. Annie Gosselin as Director of Fort Assurance, located in Quebec City. This recognition reflects Ms. Gosselin's outstanding career, which has established her as a key figure in the field of co-ownership insurance in Quebec. An unmatched expertise in co-ownership insurance For several decades, Ms. Gosselin has developed deep expertise in co-ownership insurance. She has supported co-owners’ boards in…...
06/02/2025
It is with deep sadness that we announce the passing of Pierre Gravel, a respected insurance broker and an essential figure in the field of co-ownership. His passing on January 31, 2025, at the age of 89, represents an immeasurable loss for our community. An unwavering commitment to Syndicates of co-owners A meticulous and visionary professional, Pierre Gravel dedicated several decades to advising co-ownership syndicates with exceptional expertise. He had an in-depth understanding of their…...
