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14/12/2024
Two recent rulings by the Court of Québec underscore the significant difficulties syndicates encounter when attempting to recover insurance deductibles for damages caused by tenants, highlighting not only the legislative and practical shortcomings in claims management but also the broader implications of these challenges, which persist despite amendments to article 1074.2 of the Civil Code of Québec, ultimately threatening the financial stability of co-ownership properties and raising critical questions about tenant liability and the mechanisms available…...
13/11/2024
A recent decision by the Court of Québec provides important clarifications for co-ownership syndicates seeking to recover insurance deductibles from co-owners in the event of a claim. In this ruling, the Court dismissed a syndicate’s request for a co-owner to reimburse a deductible of $50,014.13 following water damage that occurred in their unit. This decision sheds light on the complexities of proving liability in such cases and highlights several recurring issues regarding co-owner responsibility and…...
02/09/2024
The earthquake that occurred on September 1, 2024, with an estimated magnitude of 4.6 and an epicenter in Pierreville, has starkly reminded us of the importance of adequate insurance coverage for condominiums in the event of earthquakes. This event, felt from Quebec City to Montreal, highlighted the vulnerability of condominiums to seismic risks, a danger often underestimated. Although the damage was limited this time, it underscores the need for better preparedness for future seismic incidents.…...
15/08/2024
Le mardi 13 août 2024, notre webradio Condolegal était dédiée aux conséquences des inondations dévastatrices qui ont frappé le Québec ce vendredi 9 août. Ces intempéries, parmi les plus violentes jamais enregistrées, ont provoqué des niveaux de précipitations sans précédent, affectant gravement de nombreuses régions, dont Montréal. Cette webradio a connu un succès record auprès de nos auditeurs que nous tenons à remercier pour leur fidélité....
23/06/2024
Declarations of co-ownership generally include a clause that holds each co-owner responsible (towards the other co-owners and the syndicate) for damages caused by their fault or negligence and by the fact of a property for which they are legally responsible. In the case Syndicat de la copropriété 650 Marcel-Laurin c. Neng (2024 QCCQ 2022), the Court of Quebec issued an interesting decision regarding the validity of the contractual liability regime stipulated in a co-ownership declaration....
27/01/2023
27 janvier 2023 - Le journaliste et animateur Patrick Lagacé s’est entretenu dans le cadre de son émission Le Québec maintenant (au 98,5 FM) avec monsieur Daniel Vaudrin, président du Syndicat de la copropriété Square Cartier Phase 1 au sujet de refoulements d’égouts répétitifs. Cette copropriété, située au 1451 rue Parthenais à Montréal, a subi six refoulements d’égouts (deux en septembre 2022), ce qui a eu pour résultat d’inonder de nombreux appartements situés en demi-sous-sol.…...
27/08/2022
August 27, 2022 — On June 22, 2022, the Government of Quebec published in the Gazette officielle du Québec a regulation amending the Regulation to establish various measures in matters of divided co-ownership insurance. The by-law amends the terms and conditions for establishing the minimum contribution to the self-insurance fund of an immovable held in divided co-ownership so that a contribution bringing the balance of the fund to more than $100,000 may be reduced. Nevertheless, a…...
09/08/2022
May 14, 2022 — On the night of June 24, 2021, a high-rise apartment building, located on the northern edge of Miami Beach, partially collapsed. This tragedy, which claimed nearly 100 victims, aroused fear and horror. The destruction of Champlain Towers South, a 12-storey tower built in 1981 and held in divided co-ownership, led to a class action lawsuit involving several defendants, including the developer and contractors of a nearby construction project. According to the plaintiffs, the…...
09/08/2022
24 août 2015 — Le risque qu'un séisme survienne dans le corridor Québec-Ontario, au cours des 50 prochaines années, a été évalué entre 5 % et 15 %. C'est ce qui ressort d'un rapport sur les institutions financières produit par l'Autorité des marchés financiers (AMF)....
24/03/2022
24 mars 2022 - Un communiqué émis par le ministère des Finances, le 22 mars 2022, laisse entrevoir une possible correction éventuelle aux problèmes d’indemnisation des sinistres vécus en copropriété, depuis l’entrée en vigueur de l’article 1074.2 C.c.Q. Toutefois, le document précise que la solution ne passerait pas nécessairement par un amendement à cet article du Code civil. Une pétition comptant plus de 9 000 signatures avait été déposée à l’Assemblée nationale du Québec, en…...
