Definition : Reference unit

Technical factsheet intended to describe the original layout of a private portion. It must be sufficiently detailed, to identify the improvements the co-owners may have carried out therein. The same description may be valid for several private portions when they have the same characteristics. This technical factsheet must be filed in the register of co-ownership. It must be made available to any co-owner who requests it.

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30/03/2010

Insurance of the improvements to the private portion

The insurance of the syndicate covers the common portions of the building as well as your private portion. In the event of a loss, it is not intended to compensate you for improvements made to your private portion. It is therefore your responsibility to ensure that these improvements are covered by…...

Insurance

27/04/2024

Building insurance

The law obliges syndicates of co-owners to insure their immovable; the majority of declarations of co-ownerships also have such requirement. This can be explained by the syndicate's main objective which consists to ensure the preservation of the immovable and its longevity; this is why the legislator has given to the syndicate an insurable interest and has made it…...

Insurance
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20/01/2024

Enhanced majority

The Civil Code of Quebec requires an enhanced majority for certain decisions that have a greater impact on the community of co-owners or on their individual rights. These decisions can significantly influence the daily lives of co-owners and the value of their properties.  In addition, this enhanced majority is intended to temper…...

Syndicate
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20/01/2024

Absolute majority

In co-ownership management, co-owners are tasked with making decisions on various aspects of their building that go beyond the powers granted to the board of directors. Typically, decisions within the syndicate's remit are made by a majority of the votes of co-owners present or represented at the meeting at the time…...

Syndicate

28/12/2023

Interim director (end)

Expenses related to the maintenance and administration of the common portions of a co-ownerships start from its constitution as a legal person. It is therefore necessary that each co-ownership sets up, upon publication of the declaration of co-ownership, a Board of Directors to administer it. This board of directors is the…...

Syndicate

28/02/2021

Powers of the Meeting of the co-owners

The Meeting of the co-owners is one of the two decision-making bodies that governs a co-ownership.The major decisions that can potentially concern each member of the co-ownership are in principle taken in assembly. Whether for the work of alteration or improvement of the common portions, the election of the members of the board…...

Syndicate

09/08/2022

Syndicates that have not produced a reference unit are at great risk

June 28th, 2020 - The law concerning co-ownership insurance has undergone major changes since June 2018.  Section 1070 of the Civil Code of Quebec now contains a third paragraph, which provides that the syndicate keeps a sufficiently precise description of the private portions available to the co-owners, for insurance purposes, so that the improvements made by…...

Insurance

09/08/2022

INSURANCE LAW REFORM: DESCRIPTION OF PRIVATE PORTIONS

Bill 41 came into force on March 17, 2020. It creates a new obligation for any syndicate of co-owners formed before June 13, 2018 (the date of the publication of the declaration of co-ownership), namely the production and adoption, before June 13, 2020, of a description comprising one or more…...

Insurance

16/09/2010

Documents and information relating to the immovable and the syndicate

When you want to buy a condo, there are important checks to do and documents to obtain. One of the main checks is to know the financial health of the syndicate. This information must be complete and transparent. If the co-ownership has been poorly managed, you could find yourself paying…...

Purchase

16/09/2010

Improvements to private portion

In your eagerness to finalize your offer to purchase, you may forget to ask the co-owner-seller if, over time, work has been carried out in the apartment. Yet, this question is of the utmost importance as it will allow you to ensure, as the case may be, that it has…...

Purchase