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Insurance covering the directors of the syndicate in relation with the consequences of their liability as directors, more particularly on account of damages caused to third parties as a consequence of faults committed in the execution of their duties for the syndicate. It is subscribed by the syndicate and the premium related thereto is a common expense.
18/11/2024
A study of the contingency fund was recently conducted by a professional. This analysis highlighted two possible scenarios: 1. Scenario 1 (status quo): This scenario, which is not recommended by the professional, would maintain the current contributions but would result in a deficit within approximately fifteen years, requiring the use…...
23/07/2024
The members of the board of directors play a key role in the co-ownership: they must be involved in the life of the building to ensure the proper management of the co-ownership and the well-being of the co-owners. Usually appointed by the Meeting of the co-owners, the director is a…...
25/05/2024
Most insurance policies include deductibles, with amounts varying based on the insured risk. For example, the deductible for water damage is generally higher than that for fires. The purpose of the deductible is to make the insured responsible by having them cover part of the repair costs for damages caused by…...
21/05/2024
Syndicates of co-owners must set up a liquid and available short-term Self-Insurance Fund. The purpose of this fund is to anticipate and finance, in particular, expenses relating to the carrying out of future work following a disaster. This fund, mandatory under article 1071.1 of the Civil Code of Quebec, became…...
10/05/2024
A co-ownership may face a multitude of risks such as fires, water damages, break-ins and acts of vandalism. In the event of a loss, the co-ownership's insurance plays an essential role in ensuring its sustainability and so, by covering not only the immovable itself but also the civil liability of the syndicate of…...
27/04/2024
The director plays a leading role in a co-ownership; as a mandatary of the syndicate of co-owners, he ensures the smooth running of the immovable’s day to day business which implies a working knowledge of the tasks related to this function. As such, directors must act with prudence, diligence, honesty and loyalty because they evolve…...
01/01/2024
Dans cette capsule vidéo, l’avocat émérite Yves Joli-Coeur aborde un sujet crucial pour toute copropriété : les assurances du syndicat. Il rappelle que les copropriétés sont exposées à divers types de risques, tels que les incendies, les dégâts d’eau, les vols et les actes de vandalisme. Lorsqu’un sinistre survient, l’assurance…...
10/03/2021
Le mercredi 10 mars 2021, la Webradio de Condolegal.com s'est intéressée à la connaissance que les copropriétaires ont de l'assurance en copropriété. Un sondage du Bureau d'assurance du Canada a révélé qu'une grande partie des copropriétaires maîtrise mal les nuances de cette assurance, ce qui peut entraîner des conséquences financières…...
28/01/2021
Le mercredi 27 janvier 2021, la Webradio de Condolegal.com a été consacré une émission entière à un sujet délicat pour tout syndicat de copropriétaires : doit-on toujours déclarer un sinistre ?...
16/12/2020
Le mercredi 16 décembre 2020, nous avons organisé une session webradio captivante et exclusivement consacrée aux administrateurs de copropriété. Cet événement interactif représentait une opportunité exceptionnelle pour tous ceux qui aspirent à parfaire leur compréhension de leur rôle crucial et des responsabilités qui en découlent. Être administrateur de copropriété est…...
15/12/2020
Le mercredi 9 décembre 2020, la Webradio de Condolegal.com était entièrement dédiée à un sujet complexe en copropriété: l'article 1074.2 du Code civil du Québec et les recours judiciaires possibles. Les sinistres qui proviennent d'une unité, au sein d'une copropriété, obligent bien souvent un syndicat à payer la franchise pour faire…...