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The interest of the policy-holder in purchasing insurance against a risk that could affect property or a person and cause direct and immediate injury. Insurance of property in which the insured has no insurable interest is null. As an exception, the Civil Code of Québec provides that a syndicate of co-owners has an insurable interest in the entire immovable, including the private portions, even if the syndicate does not own the immovable.
16/05/2024
As a co-owner, you may face a multitude of risks for which it is in your best interest to be insured. You have the legal obligation, just like the syndicate of co-owners, to take out at least liability insurance, which covers unintentional damage caused to others. In addition to this…...
10/05/2024
A co-ownership may face a multitude of risks such as fires, water damages, break-ins and acts of vandalism. In the event of a loss, the co-ownership's insurance plays an essential role in ensuring its sustainability and so, by covering not only the immovable itself but also the civil liability of the syndicate of…...