Definition : Deceitful representation

Deliberately false or misleading statement made by an insured to their insurer regarding the nature, extent, or circumstances of a risk covered by the contract. Such a misrepresentation results in the forfeiture of the right to compensation for the author. However, if the risk causes the loss of both movable property (furniture, electronic devices) and immovable property (houses, land), or both professional and personal use property, the forfeiture only applies to the category of property related to the misrepresentation. For example, a false statement concerning immovable property does not affect the compensation for movable property, and vice versa