Natural person whose role is to act as an intermediary putting an insurer and his client (the insured) whom he advises, in particular for the development of guarantees and the choice of insurance companies. Working in a brokerage firm, he offers various damage insurance products from several insurers. He must hold a certificate of damage insurance representative issued by the “Autorité des marchés financiers” (Financial Market Authority) and be a member of the “Chambre de l’assurance de dommages” (Damage Insurance Chamber).