Definition : Insurance certificate

Document by which the insurer confirms the existence (at the date of delivery) of an insurance policy in favor of the insured and in which the insurance coverages are summarized.

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20/05/2024

Lessee’s insurance

With the increasing presence of tenants in divided co-ownership buildings, it is essential for all stakeholders to fully understand the issues related to insurance coverage. Unlike in other countries, Quebec law does not require tenants to purchase “home insurance”, which would cover their belongings and civil liability in the event…...

Insurance
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16/05/2024

Co-owner's liability insurance

A co-owner may be liable to the syndicate, the other co-owners and the occupants of the immovable. As stated in Article 1457 of the Civil Code of Québec, every person has a duty not to harm others. As a co-owner, you must be careful and abide to the appropriate rules of…...

Insurance

30/03/2010

Insurance of the improvements to the private portion

The insurance of the syndicate covers the common portions of the building as well as your private portion. In the event of a loss, it is not intended to compensate you for improvements made to your private portion. It is therefore your responsibility to ensure that these improvements are covered by…...

Insurance
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10/04/2024

Tenant's insurance certificate

As a co-owner of an apartment that I have been renting out for several years, I find myself facing recurring questions regarding my tenant's insurance. Previously, I did not systematically require proof of rental insurance. However, alarming stories of incidents in other co-ownership properties, resulting in significant damages and complex…...

Insurance
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16/02/2024

Liability related to his responsabilities

The condo manager’s tasks are numerous and so, his civil liability could be engaged. As a mandatary of the syndicate of co-owners, the manager is required to fulfill the terms of his mandate. The manager can incur his liability in two ways: first of all, he can incur his contractual civil liability towards the mandator;…...

Management
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31/03/2010

Co-owner’s request of proof of insurance

Question: Can a co-owner require the board of directors to provide proof of the building’s insurance?...

Insurance