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Conflagration, conflagration or simple combustion of movable or immovable property. Damage caused by fire is covered under a property insurance contract taken out by a syndicate of co-owners in accordance with the third paragraph of article 1073 of the Civil Code of Quebec, unless the insurance policy or a rider sets out, expressly and in clearly legible characters, which of this risk is excluded.
10/08/2024
With the growing popularity of electric bikes, scooters, and e-scooters, a new reality is emerging in the co-ownership environment: the safe management of lithium-ion batteries. While these small vehicles offer an eco-friendly and practical transportation solution, they also pose significant risks, particularly when it comes to storing batteries inside residential…...
16/05/2024
Household property insurance protects your belongings and personal effects against risks such as theft, fire, and water damage. It covers all your personal items: electronic devices (televisions, laptops, game consoles), clothing and accessories (jewelry, watches, glasses), appliances (refrigerators, washing machines), furniture (beds, sofas, tables), entertainment items (books, games, sports equipment),…...
10/05/2024
A co-ownership may face a multitude of risks such as fires, water damages, break-ins and acts of vandalism. In the event of a loss, the co-ownership's insurance plays an essential role in ensuring its sustainability and so, by covering not only the immovable itself but also the civil liability of the syndicate of…...
01/05/2024
Claims in co-ownerships are numerous: water leaks, water damages, vandalism, fire, etc. If the claim affects both the common portions and private portions of the co-ownership, it is the responsibility of the board of directors to handle the notice of loss with the syndicate's insurer and to arrange for its…...
27/04/2024
The law obliges syndicates of co-owners to insure their immovable; the majority of declarations of co-ownerships also have such requirement. This can be explained by the syndicate's main objective which consists to ensure the preservation of the immovable and its longevity; this is why the legislator has given to the syndicate an insurable interest and has made it…...
16/04/2023
The life of the co-ownership is not only of interest to its owners and occupants, but also to their insurers. This is all the more true since it is known to all that condominium disasters are numerous: water leak, water damages, vandalism, fire, etc. Let's go back to the basics…...