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09/08/2022
July 14, 2017 - A consultation on the subject of divided co-ownership insurance was officially launched by the Ministère des finances (Department of finances). This initiative is within the scope of the work of the Ministère de la justice (Justice Department), already in progress which will ultimately lead to the revision of Quebec co-ownership rules (legislative reform). The said consultation "arises from the finding that the current rules are insufficient", to ensure the maintenance and protection of a portion of the built-up real estate, "and they are also a source of stress between co-owners when losses occur. The withdrawal of a major insurer (Aviva) from the Québec co-ownership insurance market, is symptomatic of the problems in this sector, reports a press release put on line by the Ministère des Finance....
09/08/2022
September 11, 2017 - the RGCQ urges Québec to take action to end the current "confusion" in co-ownership insurance. "For two years Minister of Justice (Stephanie Vallée) tells us that she will legislate. We hope that she will finally make a move, "said Yves Joli-Coeur, Lawyer Emeritus and general secretary of the RGCQ....
09/08/2022
May 17, 2017 - Real estate is a major economic force. Its total value far exceeds the annual revenues of a country. In 2016, the aggregate value of Québec real estate (including residential, commercial, industrial buildings and land) was $ 1.07 trillion. This amount is equivalent to 2.7 times the gross domestic product (GDP) of the province, in which the entire real estate inventory grew by 91% in value, since 2006.at which time its value was $ 560 billion in 2016 dollars. This considerable gain over 10 years is due in part to the number of appraisal units that rose by 13% on account of new construction....
09/08/2022
October 20, 2016 – Condo insurance in Québec is not an easy subject. Co‑owners, directors and managers will be the first to purchase the book Condo insurance Everything You Should Know at the Montréal Fall HomeExpo (October 20 to 23, 2016) at the Olympic Stadium, stand 250....
09/08/2022
October 31, 2017 - After conducting a co-ownership insurance consultation, from July 14 to August 29, the department of Finance is currently working on Bill 150, which provides significant changes in this field. Compulsory co-owners insurance As a first step, the Law will require that "each co-owners shall take out third person liability insurance “. The minimum compulsory amount will be determined by government regulation. In addition, the syndicates will have to make available to the co-owners a "sufficiently precise description of the private portions", so that the improvements that have been made therein are easily identifiable....
05/01/2015
6 janvier - La méfiance des compagnies d'assurance à l'égard de la copropriété québécoise a plusieurs conséquences, notamment sur le plan économique. Au premier chef des charges qui s’alourdissent figurent les primes d’assurance, qui font en sorte que le poste du budget relatif aux assurances s'en trouve sérieusement malmené. En fait, les dépenses qui y sont inhérentes ont littéralement explosé....
25/03/2021
8 mars 2021 - L'assurance en copropriété est un sujet capital pour les administrateurs de copropriété, ainsi que pour les copropriétaires eux-mêmes. Gestion de sinistres, paiement des coûts de réparation et des franchises, intérêt assurable, fonds d'autoassurance et autres nouvelles obligations: la matière est suffisamment dense pour couvrir un ouvrage entier ! Raison pour laquelle l'avocat émérite et secrétaire général du RGCQ, Yves Joli-Coeur, a réédité l'ouvrage L'assurance condo Tout ce qu'il faut savoir. Considéré comme un best-seller au Québec, ce livre paraîtra aux éditions Wilson & Lafleur le 12 mars prochain....
14/07/2017
14 juillet 2017 — Une consultation sur l’assurance pour copropriétés a officiellement été lancée par le ministère des Finances, Carlos J. Leitao. Cette initiative s’inscrit dans la suite des travaux déjà entamés par le ministère de la Justice, qui mènera, ultimement, à la révision de l’ensemble des règles relatives à la copropriété québécoise (réforme législative)....
18/01/2017
18 janvier 2017 — La Société canadienne d’hypothèques et de logement (SCHL) a annoncé, récemment, que les primes d’assurance prêt hypothécaire seront majorées. Le tout entrera en vigueur le 17 mars 2017....
28/03/2018
28 mars 2018 — La compagnie d'assurance Aviva revient dans le marché du condo, mais impose des conditions strictes. Elle n’acceptera désormais que les immeubles d’une valeur de plus de 10 millions $. Et pour l’instant, seul le courtier en assurances de dommages Lussier Dale Parizeau agira comme intermédiaire entre les syndicats de copropriétaires et cet assureur....