Its role is to advise you, as buyer or current owner, on choosing the best product among the many offers of mortgage products presented on the housing market. He can also create competition between various financial institutions and negotiate in your favor the most interesting borrowing conditions.

The ultimate goal of his mandate is to save you time and money and get:

• the best lending rate of a large number of financial institutions;

• the lowest insurance cost for your loan;

• the lowest filing fees.

As for remuneration, it is generally supported by the financial institution, which means his services will not be charged.

WARNING  ! It is common to find out that insurance premiums for loans are more expensive than a specific insurance policy independent of the loan.

GOOD TO KNOW ! Often the loan terms offered by a mortgage broker are more competitive than those that you can negotiate directly with your own financial institution. The brokerage firm employing brokers take advantage of frequent grid rates below those offered by financial institutions to their own customers.

Method of financing a condominium (factsheet) Advance payments for the purchase of a condo (factsheet) Work in a common part (factsheet) Market Value vs. Managing a condominium (chronic)